What is Debt Management?
An informal process of negotiation between you and your creditors
where interest can be frozen or reduced, repayment
terms can be extended, and possible writing off of part of your debt.
- An informal repayment arrangement
- We negotiate with your creditors
- Debt & interest can be reduced
- Write off credit card & store card debts
A debt management plan is a good solution for people with...
- low disposable income
- low number of individual debts
- debts under £15,000
Click here to request help with your debt
What is an IVA?
A Government backed debt repayment process that usually freezes interest,
reduces the total debt owing, and provides legal protection from your creditors.
- fixed repayment period (60 months)
- all further interest & charges frozen
- outstanding debt legally written off
- Write off credit card & store card debts
An IVA is a good solution for people with...
- income of more than £1000 per month
- debts with at least 3 companies
- debts over £15,000
Click here to request help with your debt