Use our free online process to determine:
Whether you qualify for Debt Management or
Whether you qualify for an IVA

Simply apply below for expert debt advice

Can I go to prison for a debt?

No. Debt is a civil offence so you cannot go to prison for it. You may get prosecuted and fined but that's the worst that can happen. You can only go to prison for criminal offences.

If the debt is any kind of unsecured loan (personal loan, credit card, store card etc.), then a Debt Management Plan or IVA may be suitable.


Application for Debt Help
Total owed (£)
* Don't include mortgages or secured loans
No. of creditors
* Minimum of two creditors required
Monthly Nett Income (£)
* Whole pounds only
Monthly Expenses (£)
* Exclude unsecured debt repayments
First Name
*
Last Name
*
Address
*
Address
*
Town
*
County
*
Postcode
*
Email
* Read our privacy policy
Home/work phone
*
Mobile phone
* Or other contact number
Best time to call
*
Nature of income
*
Residency status
*


Submitting this form will result in a no-obligation call from our team of professional
debt advisors if your debt fits our current acceptance criteria.


* Please complete all marked fields, to help us accurately analyse your options